Overdraft & Working Capital Loans

Flexible OD/CC facilities to maintain cash flow, manage working capital, and handle business fluctuations efficiently.

We arrange both secured OD/CC and unsecured Flexi OD/DOD to meet short-term liquidity needs.

Eligibility Criteria:

  • Business with 2–3 years operation.
  • Turnover: ₹10 lakh – ₹1 crore+.
  • Credit Score: 700–725+.
  • Collateral for secured: Property.

Loan Terms:

  • Amount: ₹10 lakh – ₹10 crore.
  • Tenure: Renewable annually.
  • Interest: 8%–24% p.a. (charged only on used amount).

Required Documents:

  • KYC, business proof, financials, collateral docs (if secured).

Partner Banks & NBFCs:
Axis, Kotak, HDFC, Poonawalla, Tata Capital, Aditya Birla, Chola, Piramal, Godrej.

Why Choose Us:
We secure high-limit facilities with minimal interest outgo by matching utilization patterns to product type.