Specialized loans crafted exclusively for doctors and chartered accountants to support professional growth and expansion needs.

Professional Loans are designed for self-employed experts like doctors and CAs to expand clinics, offices, or invest in technology. Available in secured and unsecured formats, they offer high-value funding with competitive rates and flexible tenure.

Eligibility Criteria:

• Doctors: MBBS, BDS, BHMS, BAMS, MCI/DCI registered, 1–3 years of practice.
• CAs: ICAI member, minimum 1–3 years practice.
• Age: 25–65 years.
• Credit Score: 650+ (secured), 700–725+ (unsecured).
• Collateral: Required for secured loans (property/equipment).

Loan Terms:

• Amount: ₹5 lakh – ₹10 crore.
• Tenure: 1–15 years (depending on security).
• Interest: 9% – 17% p.a.
• Processing: 1%–2% fee, disbursal in 2–7 days.

Required Documents:

• PAN, Aadhaar.
• Professional degree & registration certificate.
• Bank statements (6–12 months), ITRs (2–3 years).
• Practice proof, collateral documents if secured.

Partner Banks & NBFCs:
HDFC, ICICI, Axis, SBI, Bajaj Finserv, Tata Capital, Kotak Mahindra, IDFC First Bank.

Why Choose Us:
Our team ensures higher eligibility by structuring applications to highlight your professional income strength and practice stability.